Terms & Conditions

Legal

Terms & Conditions

Terms and Conditions
Effective Date: 08/06/2025

Welcome to Credit Restoration of Texas. By using this website and our services, you agree to the following terms and conditions. Please read them carefully.

1. Service Overview
Credit Restoration of Texas provides credit repair and restoration services in compliance with the Credit Repair Organizations Act (CROA). We assist clients in reviewing and disputing inaccurate, outdated, or unverifiable information on their credit reports.

2. Eligibility
To use our services, you must:

Be at least 18 years of age.

Provide accurate and complete information.

Agree to the terms of a written agreement as required by federal law.

3. No Guarantee of Results
While we are committed to helping you improve your credit, we do not guarantee specific outcomes. Credit improvement results vary based on individual credit profiles and credit bureau responses.

4. Fees and Payments
All fees will be clearly disclosed in your written agreement.

Payments are due as outlined in your service contract.

5. Client Responsibilities
You agree to:

Provide all required documentation in a timely manner.

Not attempt to misrepresent or falsify any information.

Review all communication and updates from our team.

6. Cancellation Policy
You may cancel your service at any time. As per CROA, you have the right to cancel your agreement within three business days of signing without any penalty.

7. Intellectual Property
All content on this website, including logos, text, images, and service descriptions, is the property of Credit Restoration of Texas and may not be used or reproduced without written permission.

8. Limitation of Liability
Credit Restoration of Texas is not liable for any damages resulting from:

Actions or decisions made based on information from this website.

Delays or interruptions in service.

Third-party services or credit bureaus.

9. Privacy
Your use of this site and our services is also governed by our Privacy Policy. We respect your privacy and protect your personal data according to legal standards.

10. Governing Law
These terms are governed by the laws of the State of Texas. Any disputes shall be resolved in the appropriate courts of Bexar County, Texas.

11. Changes to These Terms
We reserve the right to update these Terms and Conditions at any time. Changes will be posted on this page and are effective immediately upon posting.

12. Contact Information
If you have any questions regarding these Terms and Conditions, contact us at:

Credit Restoration of Texas
Phone: 1‑855‑825‑4525
Website: https://www.creditrestorationoftexas.com

HOW WE CAN HELP

Bad Credit Is Holding You Back

High interest rates, loan denials, and costly deposits can keep you stuck.
Credit Restoration of Texas has helped over 10,000 people repair their credit and move forward with confidence.

How We Work

How Our Credit Repair and Restoration Works

01
WALLET
Obtain Credit Reports
The first step is obtaining your credit reports major credit bureaus.
02
ACCOUNTING
Identify Negative Items
A credit repair expert thoroughly the reports to identify inaccuracies.
03
BUDGET
Dispute Negative Items
The client may need provide support documents to prove errors.
04
LIABILITIES
Follow Up on Disputes
In addition to working with the credit bureaus, credit repair companies.
05
PRESENTATION
Monitor Credit Reports
In cases where negative items are questionable may request.
06
BANK
Build Positive Credit
We are always ensure to best of the monitoring credit score..

Take Control of Your Credit Today

Your financial future starts now. Get expert help to fix your credit, protect your identity, and unlock better rates and opportunities.

Client Reviews

What People Say About Our Services

Best choice to repair my credit score. Thanks to Dennis he helped me get close to my goal credit score in the amount of time we set out. Which isn’t easy and I’m super impressed! Thank you so much Dennis.
Justine C.
I was assisted by Dennis, and since day one the experience has been smooth, helpful and super clear! will definitely recommend it to my friends and family.
Andrew H.
This entity is ethical, responsive, detailed …Highly recommend this company to assist anyone looking for a competent entity with integrity whose purpose is to meet their clients’ objectives.
Arcelia T.
Roby was extremely helpful! He was able to answer all of our questions and was both genuine and honest. My husband and I are very pleased with his service. Highly recommend!
Valere H.
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