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FAQ’s

Overview

Q: What exactly can CRTX do for me?

A: When you sign up with us you give us authorization to carry out credit repair work on your behalf. Upon receipt of your credit reports we conduct a detailed analysis of those reports. We will identify everything that is not in compliance with the current credit laws. We then send out dispute letters and debt validations to the relevant parties for the purpose of removing inaccurate, obsolete or unverifiable information from your credit reports. Our process is extremely effective. In addition, we will guide you on how to maintain and maximize your credit scores and profile.

Q: When do I get to see the results of your services?

A: We offer free, 24/7 online access for all of our clients and referral partners. You simply log in on our website with the login info that was given to you when you signed up. And you will instantly see your credit status in real time. It is very easy to read and you can look at it any time or day!

Q: How long will it take to repair my credit?

A: All of our clients have a different credit profile. You may see results within 45 days, but most reports take anywhere from 90 days to 6 months to be complete. Some may take up to a year depending on the severity.

Q: Can you help us build credit?

A: We will advise you on how to rebuild your credit as we work on your profile, to help establish yourself again. You can also go to the “Establish Your Credit” tab on this website.

Q: Is credit repair legal?

A: Disputing items on your credit report that are inaccurate, obsolete or unverifiable is your right under the Fair Credit Reporting Act. And CRTX will assist you in exercising that right.

Q: Can you assist me with financing once I am ready?

A: Of course! Part of what we do here at CRTX is help you with the “Big Picture.” Once you are ready we put you  in  touch with lending and real estate professionals that we know and trust to help you attain the dream of home ownership.

Q: How can I pay for your services?

A: CRTX accepts checks, money orders, cash, credit or debit cards, or auto draft from your checking or savings account. Just call or come by our office to get started today!


Q: How much does your company charge for your services?

A: We have affordable plans for individuals and a discount rate for couples. We make it easy and affordable to help you reach your goals!

Q: How long do you work on my credit?

A: We work on it for a full 6 months with no hidden fees! After that, if you need more work, we deeply discount the price to extend services for an additional 6 months for you.

Q: Is your service guaranteed?

A: We do offer a risk free refund policy, please call for details.

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