Credit 101
We specialize in helping individuals and families regain control of their financial future by repairing and improving their credit scores.
What We Do
Helping People’s Credit Since 2007
Track Your Credit Repair Status Online 24/7
Why Waste another minute looking for an ineffective credit repair company?
Take action today with a leader in the credit industry.
Call Now 855-825-5222 for a FREE consultation.
Employers may check your credit, and poor history can affect job prospects—especially in financial roles or positions requiring trust.
Credit impacts nearly every area of your financial life—loans, housing, insurance, and even employment. Good credit means lower rates and greater financial freedom.
Your credit score is calculated using payment history, credit usage, account age, and inquiries. Each factor plays a key role in shaping your profile.
Your credit score is based on payment history, credit usage, account age, and inquiries. Knowing how each factor works helps build and protect your profile.
Credit scores affect mortgage approval, interest rates, and how much home you can afford. A strong score makes qualifying and buying a home much easier.
HOW WE CAN HELP
Bad Credit Is Holding You Back
High interest rates, loan denials, and costly deposits can keep you stuck.
Credit Restoration of Texas has helped over 10,000 people repair their credit and move forward with confidence.
How We Work
How Our Credit Repair and Restoration Works
02
Identify Negative Items
A credit repair expert thoroughly the reports to identify inaccuracies.
03
Dispute Negative Items
We prepare and submit disputes to creditors, collectors, and credit bureaus.
04
Follow Up on Disputes
Every 45-60 days we will pull new credit reports to review results.
05
Monitor Credit Reports
We will monitor your credit reports for any new items and deletions.
Take Control of Your Credit Today
Your financial future starts now. Get expert help to fix your credit, protect your identity, and unlock better rates and opportunities.
Client Reviews
What People Say About Our Services
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