Business Funding & Credit Building
Whether you're launching a startup or scaling your business, Credit Restoration of Texas offers proven solutions to help you build credit and secure real funding. From cash loans and revolving credit to equipment financing, we connect you with programs designed to fuel your growth.
Get the Credit and Capital Your Business Deserves
Since 2007, we’ve helped business owners like you get access to the funding they need while building credit that lasts. Let us guide you to the right program based on your goals and qualifications.
Start Today
Call 210-248-9061 for a free and confidential consultation, or get started by viewing your Real FICO credit score/profile www.protectmycreditscore.com.
Working Capital Loans – Up to $250,000
Get fast funding to cover operating expenses, payroll, or expansion.
Requirements:
- 600+ credit score (550+ in some cases)
- 12 months in business
- Minimum $100,000 annual revenue
- 3 recent business bank statements
- Funding within 72 hours
- 6 to 18-month repayment terms
Unsecured Personal & Term Loans – Up to $100,000
Ideal for individuals needing access to flexible, unsecured funding.
Requirements:- 650+ FICO score
- No late payments in the last 12–24 months
- No bankruptcies within 4 years
- 2 pay stubs or 2 years personal tax returns
- $50,000+ annual income
- Terms up to 7 years
- Rates from 7% to 25% (on approved credit)
Revolving Lines of Credit – Up to $100,000
Build business credit and access funds with 0% interest for 12–24 months.
Requirements:
- 700+ credit score or co-signer with 700+
- Credit history over 12 months
- No new accounts or late payments in the past 6 months
- Fewer than 3 credit inquiries in the past 6 months
- Minimal documentation required
Equipment Financing – $10,000 to $250,000
Finance business-critical equipment with flexible terms.
For Established Businesses:- 2+ years in business
- 625+ credit score
- 650+ credit score
- Must be a homeowner
- Construction: bulldozers, excavators, dump trucks
- Trucking: semi-trucks, tow trucks, flatbeds
- Medical: imaging, dental, chiropractic equipment
- Manufacturing: food, beverage, cosmetic, printing, and more
- Trades: vans, delivery trucks, HVAC tools, and more
Take Control of Your Credit Today
Your financial future starts now. Get expert help to fix your credit, protect your identity, and unlock better rates and opportunities.