FAQ’S
We specialize in helping individuals and families regain control of their financial future by repairing and improving their credit scores.
Credit Repair Questions
Frequently Asked Questions
A: When you sign up with us you give us authorization to carry out credit repair work on your behalf. Upon receipt of your credit reports we conduct a detailed analysis of those reports. We will identify everything that is not in compliance with the current credit laws. We then send out dispute letters and debt validations to the relevant parties for the purpose of removing inaccurate, obsolete or unverifiable information from your credit reports. Our process is extremely effective. In addition, we will guide you on how to maintain and maximize your credit scores and profile.
A: We offer free, 24/7 online access for all of our clients and referral partners. You simply log in on our website with the login info that was given to you when you signed up. And you will instantly see your credit status in real time. It is very easy to read and you can look at it any time or day!
A: All of our clients have a different credit profile. You may see results within 45 days, but most reports take anywhere from 90 days to 6 months to be complete. Some may take up to a year depending on the severity.
A: We will advise you on how to rebuild your credit as we work on your profile, to help establish yourself again. You can also go to https://www.creditcardbroker.com/promos/feed487?feedtype=compact
A: The Fair Credit Reporting Act states that all items on your credit report must be verifiable, 100% accurate and not obsolete. It is legal to dispute the creditors and the bureaus for all questionable items.
A: Yes we work with Mortgage lenders, and local Banks and Credit unions to help you get the loan your need
A: We accept most forms of payment Visa, Mastercard and checks.
A: The fees for our service are specific to each client and the work that is required, however our payment plans are monthly and most clients find them very affordable.
A: Credit repair agreements in the State of Texas are for 6 months or 180 days, most of are clients are done within that time frame, however if additional service is required, it can be reviewed on a cases by case basis.
A: We do offer a risk free refund policy, please call for details.
Request Free Consultation
HOW WE CAN HELP
Bad Credit Is Holding You Back
High interest rates, loan denials, and costly deposits can keep you stuck.
Credit Restoration of Texas has helped over 10,000 people repair their credit and move forward with confidence.
How We Work
How Our Credit Repair and Restoration Works
01
Obtain Credit Reports
The first step is obtaining your credit reports major credit bureaus.
02
Identify Negative Items
A credit repair expert thoroughly the reports to identify inaccuracies.
03
Dispute Negative Items
We use Federal laws to dispute unverifiable, erroneous and obsolete items
04
Follow Up on Disputes
Every 45 days, credit reports are reviewed, and new disputes are sent to the credit bureaus and or creditors and collectors
05
Monitor Credit Reports
Monitoring credit monthly is crucial to success in the program
06
Build Positive Credit
To have a good score you must have 3-5 good open lines or credit or credit cards.
Take Control of Your Credit Today
Your financial future starts now. Get expert help to fix your credit, protect your identity, and unlock better rates and opportunities.
Client Reviews
What People Say About Our Services
Let’s talk