Terms and Conditions
Effective Date: 08/06/2025
Welcome to Credit Restoration of Texas. By using this website and our services, you agree to the following terms and conditions. Please read them carefully.
1. Service Overview
Credit Restoration of Texas provides credit repair and restoration services in compliance with the Credit Repair Organizations Act (CROA). We assist clients in reviewing and disputing inaccurate, outdated, or unverifiable information on their credit reports.
2. Eligibility
To use our services, you must:
Be at least 18 years of age.
Provide accurate and complete information.
Agree to the terms of a written agreement as required by federal law.
3. No Guarantee of Results
While we are committed to helping you improve your credit, we do not guarantee specific outcomes. Credit improvement results vary based on individual credit profiles and credit bureau responses.
4. Fees and Payments
All fees will be clearly disclosed in your written agreement.
Payments are due as outlined in your service contract.
5. Client Responsibilities
You agree to:
Provide all required documentation in a timely manner.
Not attempt to misrepresent or falsify any information.
Review all communication and updates from our team.
6. Cancellation Policy
You may cancel your service at any time. As per CROA, you have the right to cancel your agreement within three business days of signing without any penalty.
7. Intellectual Property
All content on this website, including logos, text, images, and service descriptions, is the property of Credit Restoration of Texas and may not be used or reproduced without written permission.
8. Limitation of Liability
Credit Restoration of Texas is not liable for any damages resulting from:
Actions or decisions made based on information from this website.
Delays or interruptions in service.
Third-party services or credit bureaus.
9. Privacy
Your use of this site and our services is also governed by our Privacy Policy. We respect your privacy and protect your personal data according to legal standards.
10. Governing Law
These terms are governed by the laws of the State of Texas. Any disputes shall be resolved in the appropriate courts of Bexar County, Texas.
11. Changes to These Terms
We reserve the right to update these Terms and Conditions at any time. Changes will be posted on this page and are effective immediately upon posting.
12. Contact Information
If you have any questions regarding these Terms and Conditions, contact us at:
Credit Restoration of Texas
Phone: 1‑855‑825‑4525
Website: https://www.creditrestorationoftexas.com
High interest rates, loan denials, and costly deposits can keep you stuck.
Credit Restoration of Texas has helped over 10,000 people repair their credit and move forward with confidence.
Your financial future starts now. Get expert help to fix your credit, protect your identity, and unlock better rates and opportunities.